Frequently Asked Questions

What exactly does Rosenthal Capital Club do?

We source the deal, structure the financing, manage the renovation, and take the transaction from contract to close — done for you, start to finish. Our clients show up, follow the process, and collect at the close.

What is the 0% Method?

The 0% Method is how our clients cover closing costs and holding costs without using any of their own money. If you have a 700+ credit score, we help you get approved for 0% interest business credit — typically between $50K and $250K — so you can get into a real estate deal without touching your personal savings. The hard money lender covers up to 100% of the purchase and renovation. The business credit covers the rest.

Will I be buying or owning rental properties?

Yes — and once the renovation is complete, you have two options. You can sell the property and collect your profit at close, or you can refinance, pull your capital back out, and stabilize it as a long-term rental. The equity built during the renovation is what makes both exits viable. You own the asset either way.

Are there instances where I could get in a bad deal?

Every deal we present has already passed our internal underwriting process — ARV verified, renovation scope assessed, exit strategy confirmed before you ever see it. That said, real estate carries risk and we don't pretend otherwise. What we can tell you is that you're not navigating it alone. Our team is in the deal with you, and our incentive is simple — we want you back for the next one. That only happens if this one performs. Bad deals don't make it to our clients, and if challenges arise mid-deal, we have the experience and the network to work through them.

What if the contractor doing the rehab skips town? Will I end up with a property that needs work?

We don't work with handymen or one-man crews. Every contractor in our network is a licensed, bonded, and insured company with a verified track record — not an individual who can disappear overnight. Renovation draws are structured and released in stages, so you're never fronting a lump sum upfront and hoping for the best. The process is designed specifically to protect you from the contractor horror stories most investors learn the hard way.

What if this property is far away? I don’t want to have to fly there to deal with it.

You don't have to. That's the entire point of done-for-you. Our team manages the property, the contractor, and the transaction on the ground — you never need to set foot in the state the deal is in. Everything is handled remotely, documented thoroughly, and reported back to you every step of the way.

How do I know the deals are good deals?

Every deal goes through our in-house underwriting process before it ever reaches you — comps pulled, ARV verified, renovation scope assessed, and exit strategy confirmed. You also receive the full documentation package so you can review everything yourself and make an informed decision. You're surrounded by industry professionals at every step, and nothing moves forward without your approval. If it has the RCC stamp on it, it's already passed a filter most investors never have access to.

Am I taking all the risk?

Real estate carries risk — we'll never tell you otherwise. What we will tell you is that every deal is stress-tested by our underwriting team before it reaches you, every contractor is licensed, bonded, and insured, and the entire process is structured with your capital protection in mind. You're not a solo investor figuring this out as you go. You have an experienced team behind every decision, every step of the way.

Are these deals done in a sketchy or informal way?

Not at all. Every transaction is fully documented, legally structured, and handled by licensed professionals. Title companies, real estate attorneys, hard money lenders, and contractors are all part of the process — this is institutional-grade deal execution, not a handshake arrangement. Every dollar is tracked, every agreement is in writing, and every closing goes through proper legal channels.

Are title companies licensed? How does using a title company protect me as a Flipper?

Yes — title companies are licensed, regulated, and required to carry insurance. When you close through a title company, they perform a full title search to confirm the property is free of liens, back taxes, or any legal claims before you take ownership. They hold the funds in escrow, coordinate the closing, and issue title insurance that protects you if any ownership disputes surface after the fact. It's one of the most important layers of protection in any real estate transaction, and every deal we do goes through one.

How many deals has Rosenthal Capital Club completed?

Over 300 deals closed, 70 in 2025.

What kind of returns can I expect?

Returns vary deal to deal depending on the purchase price, renovation scope, and market conditions — but a well-executed fix-and-flip typically generates a net profit in the range of $20,000 to $50,000 per deal. Some deals perform higher, some lower. What we can tell you is that every deal presented to you has already been underwritten for profitability, and our team doesn't move forward on a deal unless the numbers make sense. The more deals you complete and roll your profits forward, the faster those returns compound.

How can I become a flipper if I don't have any capital to get started?

If you have a 700+ credit score, you already have what you need. We help you get approved for 0% interest business credit — typically between $50K and $250K — which covers your closing costs and holding costs. The hard money lender covers 100% of the purchase price and renovation. You don't need cash in the bank to get started. You need good credit and the right team — and we handle the rest.

What if another 2008 market crash happens?

2008 was a credit crisis — banks stopped lending, overleveraged homeowners defaulted, and the market collapsed under the weight of bad debt. Fix-and-flip investing is a short-term strategy, typically in and out within 90 to 180 days, which significantly reduces your exposure to long-term market swings. You're not holding a property for years hoping values climb — you're buying below market, adding value through renovation, and selling quickly. Even in a softer market, a well-underwritten deal with the right buy price and renovation budget still has a clear path to profit. Our underwriting accounts for conservative exit scenarios, not best-case ones.

Can I choose which deals I participate in?

Yes. Every deal is presented to you with full documentation — comps, ARV, renovation scope, financing structure, and projected returns. You review everything and decide whether it's the right fit for you. Nothing moves forward without your approval. You're never pressured into a deal — you're empowered to make an informed decision on every single one.

Can I involve my attorney or advisor?

Absolutely — and we encourage it. Every deal comes with full documentation, and you're welcome to have your attorney, CPA, or financial advisor review anything before you commit. That's exactly what the documentation process is designed for. Sophisticated investors always get a second set of eyes, and we have nothing to hide.

How long is my capital tied up?

Typically 90 to 180 days from contract to close. Fix-and-flip is a short-term strategy by design — you're not locking your capital up for years waiting on appreciation. Once the property sells, your capital is returned along with your profit, and you can roll it straight into the next deal.

Is this a fund or pooled investment?

No. This is not a fund. You are not pooling your money with other investors and handing it to us to manage. Every deal is a standalone transaction — your capital, your deal, your decision. You review the documentation, you approve the deal, and you own the asset. There is no blind trust involved.

How do I qualify to work with Rosenthal Capital Club?

The entry point is simple — a 700+ credit score, or $40,000 or more in deployable capital. Either way, the first step is booking a call with our team so we can understand your situation, walk you through the process, and determine the best path forward for your first deal.

How can flipping help build generational wealth?

Fix-and-flip is how you build the capital — holding is how you build the legacy. Once you've closed enough deals, you can start refinancing completed renovations, pulling your money back out, and turning those properties into long-term rentals that generate passive income for decades. The timing has never been better either. Trump's One Big Beautiful Bill permanently restored 100% bonus depreciation, meaning investors can now write off the full cost of property improvements in year one instead of spreading them over decades. The government has essentially handed real estate investors a roadmap to keep more of what they earn, grow it faster, and pass it down. The vehicle is fix-and-flip. The destination is generational wealth.

13392 Doubletree Circle

Wellington, FL 33414

Contact Details

  • (786) 839-5242

Rosenthal Capital Club is an Equal Housing Lender & Consulting Firm We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Rosenthal Capital Club will never be discouraged on the basis of race, color, religion, national origin, sex, military status, marital status, age, or because you get public assistance. All information we request is voluntary and will be kept confidential. For more information on the ECOA, please visit:

http://www.ftc.gov/bcp/conline/pubs/credit/ecoa.shtm

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